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2921 S Cooper St #101 Arlington, TX 76015

817-446-7295 or 682-321-7117
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Archive for March 2021

Lease or Buy?

Posted March 28, 2021 9:53 AM



Lease? Or buy? These are the options for FORT WORTH drivers. It's always a tough question for auto owners, but here is some info that'll help you make an informed decision.

If you buy, you'll pay the full cost of the vehicle, maybe an initial down payment, monthly payments on the balance that pays down the loan principal, and the finance charge.

FORT WORTH drivers who lease finance the portion of the cost of the vehicle that's used up during the term of the lease. You'll pay some money up front: fees, security deposit, first month's payment and maybe a capital reduction. The monthly payments include a depreciation cost and a finance charge. When the lease is up, you return the vehicle to your local FORT WORTH area dealership. 

So how do FORT WORTH drivers decide?

First, how much do you have for a down payment? A lease usually requires a smaller down payment.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs requires better credit, so that's a factor.

How long will you keep the vehicle? FORT WORTH drivers who keep their vehicles around for a while will pay less if they buy. But just two or three years? Then leasing is the way to go.

If your car might suffer a ding or two, like a work truck would, then buying's better. The auto leasing company will want their vehicle back at the lease end in tip top shape, and if repairs are needed, you'll pay.

How far do you drive in and around the FORT WORTH area? Important to consider because leases have a mileage limit; if you go over, you pay a hefty charge per mile/kilometer when the lease is up. So high mileage TX drivers should definitely buy.

Will the car be used in your business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment rather than price. So sometimes FORT WORTH leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If the salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at your financing options.

Here's another: With a buy or a lease, if you total the vehicle, you'll owe the full amount of the loan, or the balance of the lease payments. Usually, it's less than the vehicle's fair market value, and that's all your TX auto insurance company will pay. But ask your FORT WORTH agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition and may need to do all the vehicle manufacturer's recommended service and maintenance or face penalties. So see your local advisor at your FORT WORTH auto repair shop  or Westmoreland Transmissions on a regular basis, get the required work done and save the service records. It's well worth it.

Westmoreland Transmissions
2001 E LOOP 820 S STE 19A
FORT WORTH, TX 76112
817.466.7295
http://www.westmorelandtransmissions.com



TPMS: Tire Pressure Monitoring for Your FORT WORTH Vehicle

Posted March 14, 2021 9:54 AM

FORT WORTH drivers may know that all 2008 model year and newer cars, mini-vans and light trucks in TX come with a tire pressure monitoring system. Many slightly older vehicles around the FORT WORTH area have these systems as well. A tire pressure monitoring system – called TPMS – consists of sensors on each wheel that measure tire pressure.

If tire pressure drops 25 percent below the vehicle manufacture’s recommended pressure, the sensor sends a signal to a monitoring unit that causes a warning to light up on the dashboard. When drivers see the warning light, they know it's time to put some air in the tires.

There are many benefits to people in FORT WORTH who drive with properly inflated tires. First is cost savings. Running at the correct air pressure improves fuel economy. Driving on underinflated tires is like driving through sand – it drags down your fuel economy. Drivers in FORT WORTH will also see longer, more even tread wear so your tires will last longer.

Another important benefit of properly inflated tires is increased safety for FORT WORTH vehicles. Underinflated tires become hotter, and that heat can actually lead to tire failure – possibly resulting in an accident. Your vehicle and the tires themselves will just perform better and more safely around FORT WORTH with properly inflated tires.

Local TX consumer groups and law-makers advocate TPMS systems hoping that they will save lives, property damage and inconvenience. While you can't put a value on saving a life, FORT WORTH drivers should keep in mind that TPMS systems aren't free.

The systems themselves are added into the price of the vehicle. The batteries in the sensors will have to be replaced from time to time. Parts will break and need to be replaced. In colder climates around TX, ice and salt are frequent causes of failure.

In addition, there are other behind-the-scenes costs we want you to be aware of. Every time a tire is replaced, repaired, rotated or balanced, the tire technician has to deal with the TPMS system.

FORT WORTH service centers such as Westmoreland Transmissions must purchase equipment used to scan and reactivate the TPMS system after every tire service. Because older tire change equipment can damage TPMS sensors, your FORT WORTH area service center may need to buy expensive, new tire changers.

Since there is no uniformity among manufacturers, technicians need to be trained on several TPMS systems. These behind-the-scenes costs are very real to FORT WORTH service center managers.

That's why the team at Westmoreland Transmissions is anxious for people in the FORT WORTH area to understand the financial impact of TPMS systems. In the past, we've been able to quickly and cheaply provide tire services and then pass the low cost on to customers as an expression of our good will. But now even these simple jobs take much longer and require equipment.

Sensors will need to be removed and reinstalled. Even a tire rotation will require that the monitor be reprogrammed to the new location of each tire. When a vehicle battery is disconnected, the TPMS system will need to be reprogrammed.

So when you start so see the cost of tire changes, flat repairs and rotations going up in TX, please keep in mind that it's because of this new safety equipment. The team at Westmoreland Transmissions just wants to keep you safely on the road – and we're committed to doing it at a fair price.

It's important to remember that the TPMS warning only comes on when a tire is severely underinflated. You'll still want to check your tire pressure regularly. At every fill-up is best, but you should check pressure at least once a month. Here's wishing you safe travels.

Contact Westmoreland Transmissions for more information about Tire Pressure Monitoring Systems.

 Westmoreland Transmissions
2001 E LOOP 820 S STE 19A
FORT WORTH, TX 76112
817.466.7295
http://www.westmorelandtransmissions.com



Questions to Ask Your FORT WORTH Service Advisor

Posted March 7, 2021 9:06 AM



We find that a lot of FORT WORTH drivers are a little tentative when they talk with their automotive advisors. They want to ask questions but don't want to be embarrassed or seem pushy. Vehicles are very complicated and there's more to know about them than most of us have the time to learn. Maybe it's because vehicles have become so much more reliable that the average person just doesn't need to know as much to keep their vehicle on the road.

You know, your local hospital has a Patient's Bill of Rights that they post throughout the hospital. We think our FORT WORTH automotive service customers also have a right to ask any question they need to understand what is wrong with their car and what it will take to fix it. They need to feel free to ask the cost and benefits of recommended services. And they certainly have a right to understand the financial end of the transaction.

It's all about the communication. It's a little harder when you're trying to find the right service center in FORT WORTH. But once you've developed a relationship, the communication should come easier.

What are some of the barriers to communication? Well, let's go back to the medical example. When your doctor's explaining something to you, it's something that she understands very well and is very familiar with. So she may use jargon you don't understand or that you don't have the education and training that's foundational to understanding what she's trying to explain.

So you fall behind and get frustrated.

It can be the same with your FORT WORTH automotive service advisors. Most of them are very busy trying to service and fix cars to get their customers back on the road. So, just ask when you feel you need more information.

Financial related issues seem to be most frustrating to customers. If you're not sure, ask what the payment policies are. For example, there's a big difference between giving your car a quick once over and doing a thorough inspection. Diagnosing a problem may take quite a while. Make sure you know what's done as a courtesy and what has a fee. Remember, you still have to pay for the office visit even if the doctor says you only have a cold.

Communication is a two way street. If you have some real budget concerns, ask your FORT WORTH service advisor what he can do. He can give you priorities and options. He can tell you what needs to be taken care of right away for safety or financial reasons. Then you can work out a plan for when to get the rest done. He can also help you with options on the parts. The preference is to always use a high-quality part with a reputation for reliability. But if money is tight, he might be able to find a rebuilt or a used part. He should tell you the difference in the guarantee for the part so you can make a good decision.

Ask about warranties for parts and labor. Be sure to get all the paperwork you need to make a possible claim in the future. Your service center and its technicians stand behind their work and want you to understand precisely what that means.

Be sure to ask for and keep a detailed explanation of all the work that's done on your vehicle. These records will help you keep track of service, warranties and document the good care your vehicle has received when the time comes to sell it.

Give us a call.

Westmoreland Transmissions
2001 E LOOP 820 S STE 19A
FORT WORTH, TX 76112
817.466.7295
http://www.westmorelandtransmissions.com



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, 03/07/2024
Couldn’t be happier with my experience at Westmoreland transmission. Got a new clutch in my 2004 GT, while it’s not the prettiest condition, they still cared enough to cover my floormats as to not make a mess. It’s the little things! Clutch feels great and will definitely be taking any other vehicles in need of repair to them. Thanks again!
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